Good morning, Clarence
–$813
Net worth
Cash $6,559 · Investments $4 · Debt –$7,372
⚠ 74 possible duplicate charges
June spending ahead of income
Cash
$6,559
Chase + Corning CU
June Income
$4,690
Jun 1–18
June Spending
$5,255
–$565 vs income
Total Debt
$7,372
4 accounts
6-Month Cash Flow
Spending this month
⚠ Needs attention
All accounts
Assets
$6,563
Cash + investments
Liabilities
$7,372
Credit cards + loans
June 2026 breakdown
Total spent
$5,255
Jun 1–18, 2026
vs income
–$565
Income $4,690
By category
Recurring charges
Est. monthly subscriptions~$15.40/mo
Debt overview
$7,372
total owed
4 accounts · prioritize highest-interest first (avalanche)
Payoff plan — Avalanche method
Credit cards
$6,512
3 active cards
Auto loan
$859
BofA #3714
Strategy
MethodAvalanche (highest interest first)
Priority #1Corning VISA · $4,980
Priority #2First Premier *8795 · $801
Priority #3First Premier *4711 · $731
After cardsBofA Auto · $859
💡 Co-pilot tipAsk me to model a payoff timeline →
6-month cash flow
Best month (YTD)
+$8,183
February 2026 · $24,500 income
Worst month (YTD)
–$15,903
March 2026 · $23,700 spent
Income vs spending by month
MonthIncomeSpendingNet
Net worth trajectory
Current net worth is –$812.58. The path to positive: pay down credit card debt (–$6,512) faster than you accumulate — every $1 paid is $1 of net worth gained. With income from real estate commissions landing irregularly, direct GCI windfalls first to Corning VISA, then the First Premiers.